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This one mindset shift helped me make it easier to save money
“Focus on facts, not emotions.”
I wrote that once, but I’ve come to realize that sometimes saving money is as much about contending with your emotions as it is about budgeting. Here’s what I mean.
I usually have this gnawing guilt anytime I spend a few hours at home doing “nothing.” To be clear, I don’t mean staring at the wall...Read more

To keep the middle class in California, should developers build homes to rent? Or own?
When you imagine a renter of affordable housing, Christopher McCormick is probably not who comes to mind.
The 38-year-old software developer was on his way to work in early 2020 when he passed an affordable apartment building under construction in Emeryville, California. He was surprised to find that his annual income — $79,400 — qualified ...Read more
Everyday Cheapskate: Staying Cool for Less in a Home Without Air Conditioning
Living without air conditioning in the middle of summer is like camping ... inside your house ... with all the bugs and none of the marshmallows. But before you decide to store your pillow in the freezer or start googling "affordable igloos," take heart: You don't need a high electric bill or a window unit that rattles like a shopping cart to ...Read more

'Unfortunately, Altadena is for sale': Developers are buying up burned lots
In the wake of the devastating Eaton fire that tore through Altadena, California, in January, hundreds of signs sprouted up in the ash-laden yards of burned-down homes: "Altadena Not for Sale."
The slogan signified a resistance toward outside investors looking to buy up the droves of suddenly buildable lots. But as the summer real estate market...Read more
Orthodox Jewish family claims video led to unfair suspension by Boca property association
A family is accusing their property association in Boca Raton of unfairly punishing them because they are members of the development’s growing Orthodox Jewish community.
The civil-rights lawsuit, filed last week in U.S. District Court in West Palm Beach, says that the Boca Grove Property Owners Association suspended the family’s rights to ...Read more

After newspaper investigation, Nevada legislature passes change to probate law
Nevada legislators approved a bill to change probate laws and sent it to the governor’s desk this past weekend, after the Las Vegas Review-Journal found a cottage industry reaped paydays selling dead people’s homes through court but often didn’t make a dime for heirs.
The state Senate and Assembly both unanimously approved a measure that ...Read more

St. Louis has lost residents for decades. The tornado could nudge more to leave
ST. LOUIS — The sounds of nail guns and roofing hammers echoed through the neighborhood as Lisa Mannery surveyed the impassible pile of branches stacked in her backyard. An HVAC unit hung precariously from the roof of the still-closed Save A Lot on Natural Bridge Avenue behind her house.
Her roof, like many others nearby, was covered by a ...Read more
Everyday Cheapskate: Practical Tips to Help With Home Maintenance and Repair
Maintenance costs can put a serious dent in your budget and savings -- a dent that's tough to repair. While there are certain things you definitely need an expert to handle, there are plenty of other situations in which you can make minor but meaningful repairs without calling for professional support -- while saving serious cash.
From closet ...Read more
Everyday Cheapskate: Surprising Other Uses for Automatic Dishwasher Detergent
It's no secret that dishwasher detergent is specifically formulated to be used in automatic dishwashers whether it comes as powder, pods, pacs, liquid or gel. What may come as a big surprise is that these products' grease and dirt-busting abilities can be used outside the dishwasher in many useful ways.
Case in point: my microfiber cloths. I ...Read more
Everyday Cheapskate: How to Make Proper Iced Tea, According to My Mother-In-Law
The only thing more comforting than a tall glass of iced tea on a hot day is knowing how to make that perfect iced tea yourself with confidence -- for just pennies per serving.
My mother-in-law, a proud Canadian, taught me the difference between proper iced tea and the "swill" most restaurants pour, which in her opinion was, at best, a very ...Read more
Everyday Cheapskate: Frugal Fixes for Aging Skin and Hair
Let's face it -- slowing the aging process can be a full-time job (without benefits). Skin loses its bounce, hair forgets how to shine, and suddenly your eyebrows need a motivational speaker. But here's the good news: You don't need a trust fund or a drawer full of fancy potions to look and feel great. You just need a little humor, a few kitchen...Read more
Everyday Cheapskate: Quick and Easy Outdoor Cleaning and Storage Tips
Many outdoor cleaning and storage solutions can be rather expensive, especially when compared with Everyday Cheapskate do-it-yourself or homemade alternatives. Here are some of my favorite cleaning tips and storage solutions for the garage and patio that will give you the results you need without the costs you don't.
BARBECUE COVER
Protect ...Read more
Everyday Cheapskate: How to Liquify Crystallized Honey and the Best Way to Store It
It's discouraging when you reach for the honey, only to discover it is no longer a smooth liquid, but all grainy -- like sugar. You may have even tossed it into the trash assuming that it had gone bad and was no longer edible. Truth be told, it is still perfectly delicious and nutritious. It's easy to turn crystallized honey back into its liquid...Read more
Everyday Cheapskate: How to Save Money and Get Financially Confident
For a good deal of my life, I lived under a dark cloud of fear that I would end up financially destitute -- a bag lady. Studies reveal that I'm not the only one. Most of us have felt that way, not because we're broke but because we lack confidence. That makes us timid, worried and financially insecure.
Look, we don't have to accept financial ...Read more
Everyday Cheapskate: How to Break the Plastic Wrap Habit in Your Kitchen (and What to Use Instead)
Let's talk about plastic wrap. That clingy, crinkly roll we all keep in the drawer -- the one that never tears straight and sticks to everything except the bowl you're trying to cover. It's convenient until you stop and ask: Is this really the best we can do?
Spoiler: It's not. And honestly, it's time to break the habit.
THE TROUBLE WITH ...Read more
Everyday Cheapskate: At-Home Adventures
Are you feeling jittery about taking a family vacation this summer? You're not alone. Whether it's your family's safety abroad, the high cost of gasoline or a thin bank account that has you unsettled, this might be a great time to consider a dramatic alternative: a stay-at-home vacation!
You can become tourists in your own town by uncovering ...Read more
Everyday Cheapskate: The Heartbreak and Effects of Filing for Bankruptcy
Dear Mary: Please give me some pointers on bouncing back from bankruptcy. Will this have any effect on future employment opportunities? -- Emmaline
Dear Emmaline: Pay your bills on time; never be late. Do not run up big balances. Do not apply for a lot of credit. Never use more than 30% of your credit limits. Never allow a credit card balance ...Read more
Everyday Cheapskate: Saving by Choice, Not by Chance
A question that I answered in a previous column brought a small avalanche of mail, mostly from readers who were aghast that I would suggest they save such a significant portion of their paychecks for retirement. It was money they insisted they could not afford to save.
I can only imagine that for a person who saves nothing, suggesting they ...Read more
Everyday Cheapskate: Best Nontoxic, Organic, Safe and Cheap Weed Control for Yard and Garden
Weeds.
Those freeloaders of the garden world. No matter how lovingly you tend your tomatoes or fluff your mulch, those green invaders always show up like uninvited houseguests who overstay their welcome -- and bring their cousins.
If you've found yourself muttering on your knees while yanking weeds or reading weed killer labels that sound like...Read more
Everyday Cheapskate: 8 Things That Should Never Go in the Dryer
Clothes pinned to a clothesline flapping in the breeze and drying in the sunshine is a visual that brings me back to my childhood. And oh, that amazing smell of line-dried clean sheets. Know what I mean? Modern-day clothes dryers have almost completely replaced traditional outdoor clotheslines.
A clothes dryer is a convenient appliance that ...Read more
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